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宋鸿兵:美国的商业银行系统已经处于崩溃边缘

货币战争:从美国商业银行资产负债表上看,截至2008年11月21日,商业银行总储蓄为7.141万亿美元,而现金仅有8713亿美元!其它的钱在哪里呢?它们主要投向了表外的SIV资产,按揭抵押债券,两房债券,CDO,CDS,垃圾债券,以及基于这些毒垃圾之上的30倍高倍杠杆,而这些放贷中的大部分将永远无法偿还了!

 

花旗银行仅仅是其中最明显的例子。整个美国商业银行体系将在2009年全面崩溃!结局只有一个:政府将商业银行系统全面国有化。美国国债的CDS将从目前的49个基点一飞冲天!美元信心将严重恶化,长期贷款利率可能剧烈上涨,从而导致500万亿美元的利率掉期市场发生崩盘,凡是交易一方押浮动现金流的将面临巨大损失,许多金融机构将出现资不抵债,这就是危机的第三阶段:利率火山!

 

中资银行大部分和外资银行对赌利率不会上涨,他们将赔得输掉身上的衬衫!还好,中国老百姓的庞大储蓄将使这帮蠢货不至于输掉内裤!

 

美国的商业银行系统已经处于崩溃边缘!

Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page


Release Date: November 21, 2008
Release dates | Historical data | About
Current release  Other formats: Screen reader | ASCII | PDF (54 KB)

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   H.8 (510); Page 1
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Commercial Banks in the United States 1
   Seasonally adjusted, billions of dollars

                   Account                     2007       2008       2008       2008       2008       2008       2008       2008                    Week ending
                                               Oct        Apr        May        Jun        Jul        Aug        Sep        Oct       Oct 22     Oct 29     Nov 5      Nov 12  
      
       Assets                              
      
   1     Bank credit                           9,057.2    9,408.9    9,402.6    9,374.0    9,398.3    9,414.5    9,574.9    9,960.4   10,074.8   10,011.7    9,870.2    9,912.8
      
   2       Securities in bank credit           2,404.5    2,511.1    2,481.1    2,471.3    2,490.9    2,477.7    2,533.7    2,717.8    2,802.4    2,767.5    2,695.8    2,731.3
   3         Treasury and Agency securities    1,138.9    1,093.8    1,095.9    1,112.8    1,114.6    1,128.9    1,155.1    1,228.6    1,283.9    1,279.3    1,271.9    1,280.3
       2                                                                                                                                                                       
   4         Other securities 3                1,265.5    1,417.3    1,385.2    1,358.5    1,376.3    1,348.8    1,378.6    1,489.2    1,518.4    1,488.2    1,423.8    1,451.0
      
   5       Loans and leases in bank credit     6,652.7    6,897.8    6,921.5    6,902.7    6,907.4    6,936.8    7,041.3    7,242.6    7,272.4    7,244.3    7,174.4    7,181.5
       4                                                                                                                                                                       
   6         Commercial and industrial         1,390.1    1,489.5    1,495.9    1,503.0    1,509.8    1,509.5    1,537.2    1,601.8    1,611.7    1,605.7    1,598.7    1,607.9
   7         Real estate                       3,540.0    3,654.3    3,657.1    3,648.1    3,626.9    3,645.9    3,666.5    3,791.6    3,791.5    3,798.1    3,775.8    3,786.2
   8           Revolving home equity             475.6      506.8      512.2      518.3      523.5      526.2      540.4      577.8      577.9      578.7      578.4      578.7
   9           Other residential               1,492.5    1,493.7    1,481.0    1,449.7    1,435.8    1,445.6    1,445.6    1,495.8    1,493.5    1,499.3    1,479.4    1,488.4
   10          Commercial                      1,572.0    1,653.7    1,664.0    1,680.0    1,667.6    1,674.1    1,680.5    1,717.9    1,720.0    1,720.2    1,718.0    1,719.1
   11        Consumer                            788.5      823.4      827.1      831.6      839.3      845.0      852.0      869.3      870.6      871.5      867.8      868.2
   12          Credit cards and other            335.5      346.2      345.9      346.4      350.0      357.0      363.2      379.6      380.5      381.8      379.9      381.1
       revolving plans                                                                                                                                                         
   13          Other                             453.0      477.1      481.2      485.2      489.3      488.1      488.8      489.7      490.1      489.8      488.0      487.1
   14        Security 5                          271.9      283.6      292.8      280.8      295.0      305.5      331.0      302.6      320.9      289.1      273.3      263.8
   15          Fed funds and RPs with            215.2      223.4      235.0      232.3      244.9      256.2      269.8      241.5      262.1      226.5      218.2      212.3
       brokers                                                                                                                                                                 
   16          Other                              56.7       60.3       57.9       48.5       50.1       49.3       61.3       61.2       58.8       62.5       55.0       51.5
   17        Other loans and leases              662.2      647.1      648.5      639.1      636.3      630.9      654.6      677.3      677.7      679.9      658.9      655.4
      
   18    Interbank loans                         408.8      443.6      447.2      453.6      438.3      434.8      462.4      441.4      464.9      402.4      380.1      340.3
   19      Fed funds and RPs with banks 6        329.9      361.4      364.8      370.0      362.8      358.1      387.9      363.3      388.3      320.8      304.3      265.3
   20      Other                                  78.9       82.2       82.3       83.6       75.5       76.7       74.6       78.2       76.6       81.5       75.9       75.0
      
   21    Cash assets 7                           296.6      310.0      306.5      300.0      296.6      297.8      368.5      576.9      541.8      688.6      785.0      848.6
      
   22    Other assets 8                          934.8      999.2      988.1    1,003.9    1,019.2    1,018.7    1,042.2    1,091.2    1,096.0    1,085.7    1,094.7    1,126.2
      
   23    Total Assets 9                       10,626.2   11,066.3   11,047.3   11,030.6   11,044.8   11,056.6   11,334.8   11,947.4   12,054.9   12,066.0   12,004.6   12,101.7
      
       Liabilities                         
      
   24    Deposits                              6,563.8    6,847.8    6,887.0    6,909.5    6,884.1    6,914.2    7,072.5    7,127.3    7,133.6    7,082.4    7,086.7    7,074.1
   25      Transaction                           627.9      631.9      613.4      603.6      621.0      600.3      640.2      679.4      687.7      699.6      731.2      699.4
   26      Nontransaction                      5,935.9    6,215.9    6,273.6    6,305.9    6,263.1    6,314.0    6,432.3    6,447.9    6,445.9    6,382.8    6,355.5    6,374.7
   27        Large time                        1,961.6    2,090.5    2,112.9    2,125.8    2,131.6    2,130.5    2,161.3    2,065.5    2,068.5    2,059.1    1,986.3    1,949.8
   28        Other                             3,974.4    4,125.4    4,160.7    4,180.0    4,131.5    4,183.5    4,271.1    4,382.4    4,377.3    4,323.7    4,369.1    4,424.9
      
   29    Borrowings                            2,199.7    2,299.6    2,319.0    2,316.6    2,340.3    2,357.0    2,398.3    2,619.0    2,710.9    2,650.9    2,587.7    2,653.0
   30      From banks in the U.S.                453.5      473.7      484.0      483.3      479.6      476.9      478.6      458.1      463.5      434.9      411.9      405.9
   31      From others                         1,746.2    1,825.9    1,835.0    1,833.3    1,860.8    1,880.1    1,919.7    2,160.9    2,247.4    2,216.0    2,175.8    2,247.0
      
   32    Net due to related foreign offices       73.8       17.4      -23.6      -18.5      -46.9      -92.2      -61.8      180.6      127.8      329.1      338.6      388.0
      
   33    Other liabilities                       628.2      727.1      693.4      674.5      674.5      673.3      715.1      805.9      857.1      796.0      787.7      802.5
      
   34    Total Liabilities                     9,465.5    9,892.0    9,875.8    9,882.2    9,852.0    9,852.4   10,124.1   10,732.8   10,829.4   10,858.4   10,800.7   10,917.6
      
   35    Residual (assets less liabilities)    1,160.7    1,174.4    1,171.5    1,148.4    1,192.8    1,204.3    1,210.7    1,214.7    1,225.6    1,207.6    1,203.8    1,184.1
       10                                                                                                                                                                      

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   H.8 (510); Page 2
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Commercial Banks in the United States 1
   Not seasonally adjusted, billions of dollars

                   Account                     2007       2008       2008       2008       2008       2008       2008       2008                    Week ending
                                               Oct        Apr        May        Jun        Jul        Aug        Sep        Oct       Oct 22     Oct 29     Nov 5      Nov 12  
      
       Assets                              
      
   1     Bank credit                           9,061.5    9,399.8    9,385.0    9,340.3    9,328.3    9,348.1    9,553.3    9,967.6   10,067.5   10,026.5    9,935.0    9,951.4
      
   2       Securities in bank credit           2,389.0    2,532.8    2,506.3    2,484.5    2,472.9    2,462.2    2,512.9    2,700.4    2,776.6    2,755.2    2,711.1    2,730.3
   3         Treasury and Agency securities    1,126.1    1,102.8    1,110.0    1,123.5    1,118.9    1,134.2    1,147.4    1,214.1    1,261.6    1,269.9    1,276.6    1,272.6
       2                                                                                                                                                                       
   4         Other securities 3                1,262.9    1,430.0    1,396.2    1,361.0    1,354.0    1,328.0    1,365.5    1,486.3    1,515.0    1,485.3    1,434.5    1,457.7
      
   5       Loans and leases in bank credit     6,672.4    6,867.0    6,878.7    6,855.8    6,855.4    6,885.9    7,040.3    7,267.2    7,290.9    7,271.3    7,223.9    7,221.1
       4                                                                                                                                                                       
   6         Commercial and industrial         1,389.7    1,492.1    1,494.1    1,497.1    1,498.7    1,502.4    1,534.6    1,602.4    1,610.0    1,606.5    1,600.6    1,602.9
   7         Real estate                       3,566.1    3,630.3    3,627.9    3,616.7    3,611.0    3,615.3    3,660.9    3,823.0    3,822.5    3,825.9    3,825.5    3,833.4
   8           Revolving home equity             477.8      502.4      508.4      514.5      521.6      526.0      540.6      580.7      581.7      582.3      583.0      583.9
   9           Other residential               1,505.7    1,481.4    1,464.5    1,438.8    1,422.7    1,418.5    1,434.0    1,511.1    1,507.3    1,508.9    1,511.3    1,518.0
   10          Commercial                      1,582.7    1,646.5    1,655.0    1,663.5    1,666.7    1,670.8    1,686.3    1,731.3    1,733.5    1,734.6    1,731.3    1,731.6
   11        Consumer                            783.6      818.2      822.8      826.8      832.9      843.7      853.9      864.5      867.3      869.0      864.9      868.0
   12          Credit cards and other            331.4      339.7      340.8      342.8      347.5      355.4      362.6      375.6      377.8      380.1      378.0      381.7
       revolving plans                                                                                                                                                         
   13          Other                             452.2      478.5      482.0      484.1      485.4      488.3      491.3      488.9      489.5      488.9      487.0      486.4
   14        Security 5                          270.4      284.2      293.9      280.9      281.9      294.9      327.3      298.6      317.9      282.1      272.4      267.3
   15          Fed funds and RPs with            214.8      223.1      237.9      234.5      234.3      246.9      267.5      238.9      260.0      221.5      217.4      214.4
       brokers                                                                                                                                                                 
   16          Other                              55.6       61.1       56.0       46.3       47.6       48.0       59.8       59.8       57.9       60.6       55.0       52.9
   17        Other loans and leases              662.6      642.1      640.1      634.2      630.9      629.7      663.7      678.6      673.3      687.9      660.5      649.5
      
   18    Interbank loans                         410.8      449.5      434.6      436.3      422.7      427.4      460.5      440.9      454.0      409.5      380.1      346.6
   19      Fed funds and RPs with banks 6        333.4      365.9      353.3      355.3      349.8      353.3      389.9      365.1      377.3      332.8      306.2      271.0
   20      Other                                  77.4       83.6       81.3       80.9       72.8       74.1       70.7       75.8       76.7       76.7       74.0       75.6
      
   21    Cash assets 7                           295.3      308.8      304.1      296.3      292.4      285.8      366.1      575.6      501.8      700.9      776.6      873.1
      
   22    Other assets 8                          942.3      999.1      985.3      999.1    1,016.3    1,015.0    1,050.8    1,100.5    1,086.4    1,091.7    1,094.9    1,132.4
      
   23    Total Assets 9                       10,639.0   11,061.3   11,011.7   10,971.1   10,951.8   10,967.0   11,317.3   11,962.4   11,987.6   12,106.7   12,061.2   12,178.2
      
       Liabilities                         
      
   24    Deposits                              6,570.1    6,893.4    6,862.0    6,864.4    6,830.9    6,844.2    7,052.3    7,147.3    7,092.3    7,088.0    7,137.5    7,141.2
   25      Transaction                           616.4      642.4      609.4      602.6      605.4      590.0      631.1      667.4      690.5      730.7      668.5      670.5
   26      Nontransaction                      5,953.7    6,250.9    6,252.6    6,261.8    6,225.5    6,254.2    6,421.3    6,479.9    6,401.8    6,357.3    6,469.0    6,470.7
   27        Large time                        1,966.0    2,108.7    2,130.4    2,126.0    2,093.9    2,103.2    2,148.3    2,075.4    2,076.6    2,070.3    2,002.6    1,969.4
   28        Other                             3,987.7    4,142.2    4,122.2    4,135.8    4,131.7    4,151.0    4,272.9    4,404.5    4,325.2    4,287.0    4,466.4    4,501.3
      
   29    Borrowings                            2,191.8    2,306.4    2,338.6    2,318.1    2,306.9    2,342.9    2,413.9    2,616.7    2,692.9    2,661.8    2,602.4    2,645.0
   30      From banks in the U.S.                448.5      479.2      481.1      479.3      467.3      469.7      477.9      454.0      452.6      437.7      410.8      407.8
   31      From others                         1,743.3    1,827.2    1,857.5    1,838.8    1,839.6    1,873.2    1,936.0    2,162.6    2,240.3    2,224.1    2,191.6    2,237.2
      
   32    Net due to related foreign offices       90.7      -37.5      -64.5      -52.3      -23.3      -66.3      -47.9      195.6      156.6      337.3      330.8      383.5
      
   33    Other liabilities                       634.0      728.9      699.3      667.3      666.1      671.4      712.7      811.8      854.3      817.2      811.7      816.9
      
   34    Total Liabilities                     9,486.7    9,891.2    9,835.4    9,797.5    9,780.7    9,792.2   10,131.0   10,771.4   10,796.1   10,904.3   10,882.4   10,986.6
      
   35    Residual (assets less liabilities)    1,152.3    1,170.1    1,176.3    1,173.6    1,171.1    1,174.8    1,186.3    1,191.0    1,191.5    1,202.4    1,178.8    1,191.6
       10                                                                                                                                                                      

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   H.8 (510); Page 3
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
   Seasonally adjusted, billions of dollars

                      Account                       2007      2008      2008      2008      2008      2008       2008       2008                    Week ending
                                                     Oct       Apr       May       Jun       Jul       Aug       Sep        Oct       Oct 22     Oct 29     Nov 5      Nov 12  
      
       Assets                                    
      
   1     Bank credit                                7,931.9   8,275.0   8,268.0   8,252.9   8,276.2   8,290.9    8,456.9    8,807.7    8,885.8    8,854.0    8,749.7    8,771.4
      
   2       Securities in bank credit                1,946.1   2,032.3   2,014.3   2,014.6   2,026.2   2,016.5    2,082.3    2,246.1    2,314.0    2,291.2    2,237.4    2,255.8
   3         Treasury and Agency securities 2       1,045.5   1,000.9   1,004.1   1,021.3   1,020.8   1,042.1    1,072.1    1,153.0    1,208.8    1,192.3    1,185.6    1,193.3
   4         Other securities 3                       900.6   1,031.4   1,010.2     993.4   1,005.4     974.4    1,010.2    1,093.1    1,105.2    1,098.9    1,051.8    1,062.5
      
   5       Loans and leases in bank credit 4        5,985.7   6,242.7   6,253.7   6,238.3   6,250.0   6,274.4    6,374.6    6,561.6    6,571.8    6,562.8    6,512.3    6,515.6
   6         Commercial and industrial              1,124.9   1,181.9   1,185.5   1,190.0   1,194.1   1,191.3    1,209.7    1,249.2    1,254.5    1,251.3    1,244.1    1,252.4
   7         Real estate                            3,505.2   3,613.0   3,616.4   3,606.0   3,584.1   3,601.7    3,623.5    3,750.5    3,750.0    3,757.4    3,736.9    3,747.2
   8           Revolving home equity                  475.6     506.8     512.2     518.3     523.5     526.2      540.4      577.8      577.9      578.7      578.4      578.7
   9           Other residential                    1,492.5   1,493.7   1,481.0   1,449.7   1,435.8   1,445.6    1,445.6    1,495.8    1,493.5    1,499.3    1,479.4    1,488.4
   10          Commercial                           1,537.1   1,612.5   1,623.2   1,638.0   1,624.8   1,630.0    1,637.5    1,676.9    1,678.5    1,679.5    1,679.2    1,680.1
   11        Consumer                                 788.5     823.4     827.1     831.6     839.3     845.0      852.0      869.3      870.6      871.5      867.8      868.2
   12          Credit cards and other revolving       335.5     346.2     345.9     346.4     350.0     357.0      363.2      379.6      380.5      381.8      379.9      381.1
       plans                                                                                                                                                                   
   13          Other                                  453.0     477.1     481.2     485.2     489.3     488.1      488.8      489.7      490.1      489.8      488.0      487.1
   14        Security 5                               133.5     188.7     189.0     180.4     194.7     204.8      241.3      230.6      243.1      218.4      213.1      205.7
   15          Fed funds and RPs with brokers         102.3     148.5     149.3     149.2     163.6     174.5      195.5      183.6      198.5      170.0      171.3      166.0
   16          Other                                   31.1      40.2      39.6      31.2      31.2      30.3       45.7       47.0       44.7       48.4       41.8       39.7
   17        Other loans and leases                   433.8     435.7     435.7     430.2     437.7     431.6      448.1      461.9      453.6      464.1      450.2      442.2
      
   18    Interbank loans                              329.6     369.0     371.6     384.7     372.0     368.2      393.7      380.5      400.8      353.5      336.6      296.6
   19      Fed funds and RPs with banks 6             256.2     293.3     295.2     306.9     302.2     297.8      324.5      309.2      331.4      281.8      267.0      227.1
   20      Other                                       73.4      75.7      76.4      77.7      69.8      70.4       69.2       71.3       69.4       71.7       69.5       69.5
      
   21    Cash assets 7                                237.7     251.3     248.4     240.4     240.5     244.7      307.7      446.6      431.6      515.6      541.7      592.3
      
   22    Other assets 8                               888.0     936.0     938.8     947.6     970.7     975.7      995.5    1,030.3    1,027.3    1,019.3    1,034.7    1,073.7
      
   23    Total Assets 9                             9,316.1   9,736.1   9,729.8   9,724.7   9,751.8   9,770.3   10,040.6   10,542.6   10,623.0   10,620.0   10,537.2   10,607.8
      
       Liabilities                               
      
   24    Deposits                                   5,576.4   5,776.2   5,774.2   5,784.9   5,763.2   5,786.7    5,969.7    6,194.4    6,202.3    6,179.2    6,180.6    6,206.7
   25      Transaction                                614.7     615.6     596.4     586.9     603.8     583.7      621.1      657.0      664.4      678.2      712.7      681.1
   26      Nontransaction                           4,961.7   5,160.6   5,177.8   5,198.0   5,159.4   5,202.9    5,348.6    5,537.3    5,538.0    5,501.0    5,467.9    5,525.6
   27        Large time                               989.4   1,039.6   1,021.5   1,022.4   1,031.1   1,024.0    1,082.5    1,160.3    1,166.1    1,182.6    1,104.6    1,106.6
   28        Other                                  3,972.3   4,120.9   4,156.3   4,175.6   4,128.3   4,179.0    4,266.1    4,377.0    4,371.8    4,318.4    4,363.3    4,419.0
      
   29    Borrowings                                 1,614.0   1,705.5   1,711.6   1,713.8   1,735.2   1,753.4    1,791.3    2,000.1    2,065.8    2,043.8    1,995.0    2,039.1
   30      From banks in the U.S.                     388.9     403.0     412.1     413.7     406.7     409.4      394.5      400.2      405.5      394.3      376.1      366.7
   31      From others                              1,225.1   1,302.4   1,299.6   1,300.1   1,328.5   1,343.9    1,396.8    1,599.9    1,660.3    1,649.4    1,618.9    1,672.4
      
   32    Net due to related foreign offices           460.7     510.0     527.7     546.2     529.7     509.8      506.3      512.8      477.2      591.2      556.8      555.7
      
   33    Other liabilities                            504.8     571.1     547.6     534.3     537.3     532.8      567.0      622.4      658.0      599.9      607.0      621.7
      
   34    Total Liabilities                          8,155.9   8,562.8   8,561.1   8,579.1   8,565.5   8,582.7    8,834.2    9,329.7    9,403.2    9,414.0    9,339.4    9,423.3
      
   35    Residual (assets less liabilities) 10      1,160.1   1,173.3   1,168.7   1,145.6   1,186.3   1,187.6    1,206.3    1,212.8    1,219.8    1,206.0    1,197.8    1,184.5

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   H.8 (510); Page 4
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
   Not seasonally adjusted, billions of dollars

                      Account                       2007      2008      2008      2008      2008      2008       2008       2008                    Week ending
                                                     Oct       Apr       May       Jun       Jul       Aug       Sep        Oct       Oct 22     Oct 29     Nov 5      Nov 12  
      
       Assets                                    
      
   1     Bank credit                                7,938.3   8,261.9   8,255.5   8,227.0   8,225.0   8,238.2    8,443.4    8,816.9    8,884.3    8,867.2    8,807.8    8,808.9
      
   2       Securities in bank credit                1,932.1   2,050.9   2,036.3   2,026.5   2,016.3   2,006.6    2,066.1    2,230.6    2,292.6    2,281.7    2,246.2    2,251.1
   3         Treasury and Agency securities 2       1,031.7   1,010.7   1,017.8   1,032.6   1,026.9   1,046.3    1,063.7    1,137.9    1,186.3    1,183.0    1,190.0    1,185.4
   4         Other securities 3                       900.4   1,040.2   1,018.4     994.0     989.4     960.3    1,002.4    1,092.8    1,106.3    1,098.7    1,056.1    1,065.7
      
   5       Loans and leases in bank credit 4        6,006.3   6,211.0   6,219.2   6,200.5   6,208.7   6,231.5    6,377.3    6,586.3    6,591.7    6,585.5    6,561.6    6,557.8
   6         Commercial and industrial              1,125.7   1,185.8   1,187.1   1,187.5   1,187.0   1,186.0    1,207.1    1,251.0    1,254.2    1,251.7    1,247.2    1,249.8
   7         Real estate                            3,530.3   3,588.3   3,586.8   3,575.0   3,568.8   3,572.9    3,618.0    3,780.9    3,780.3    3,784.0    3,785.5    3,793.5
   8           Revolving home equity                  477.8     502.4     508.4     514.5     521.6     526.0      540.6      580.7      581.7      582.3      583.0      583.9
   9           Other residential                    1,505.7   1,481.4   1,464.5   1,438.8   1,422.7   1,418.5    1,434.0    1,511.1    1,507.3    1,508.9    1,511.3    1,518.0
   10          Commercial                           1,546.8   1,604.5   1,613.9   1,621.8   1,624.5   1,628.4    1,643.4    1,689.2    1,691.2    1,692.8    1,691.3    1,691.7
   11        Consumer                                 783.6     818.2     822.8     826.8     832.9     843.7      853.9      864.5      867.3      869.0      864.9      868.0
   12          Credit cards and other revolving       331.4     339.7     340.8     342.8     347.5     355.4      362.6      375.6      377.8      380.1      378.0      381.7
       plans                                                                                                                                                                   
   13          Other                                  452.2     478.5     482.0     484.1     485.4     488.3      491.3      488.9      489.5      488.9      487.0      486.4
   14        Security 5                               131.8     188.5     191.5     181.8     184.8     196.9      240.5      226.6      238.3      210.8      211.4      207.3
   15          Fed funds and RPs with brokers         101.4     147.7     151.3     150.6     154.3     167.2      195.4      180.9      194.7      164.1      169.9      166.8
   16          Other                                   30.4      40.9      40.2      31.2      30.5      29.6       45.1       45.8       43.6       46.7       41.5       40.5
   17        Other loans and leases                   434.8     430.2     431.1     429.3     435.1     432.1      457.8      463.2      451.7      469.9      452.6      439.2
      
   18    Interbank loans                              328.9     378.5     361.7     370.6     357.9     362.5      390.6      378.1      388.7      359.0      334.3      301.1
   19      Fed funds and RPs with banks 6             257.0     301.1     286.1     295.0     290.4     294.3      325.2      309.2      319.5      291.5      266.8      231.7
   20      Other                                       71.9      77.4      75.6      75.6      67.5      68.1       65.4       69.0       69.3       67.5       67.5       69.4
      
   21    Cash assets 7                                235.9     251.5     247.3     237.4     236.1     231.9      303.4      443.2      390.2      522.7      528.7      607.9
      
   22    Other assets 8                               896.6     937.0     934.8     941.7     968.0     972.0    1,002.7    1,041.3    1,022.1    1,026.2    1,037.1    1,080.6
      
   23    Total Assets 9                             9,328.8   9,733.2   9,702.2   9,676.0   9,679.2   9,695.2   10,026.7   10,557.3   10,563.3   10,653.2   10,582.6   10,673.1
      
       Liabilities                               
      
   24    Deposits                                   5,583.9   5,797.9   5,725.0   5,730.5   5,735.7   5,733.1    5,955.3    6,213.1    6,162.4    6,180.5    6,231.5    6,265.9
   25      Transaction                                603.6     625.6     592.5     586.1     588.6     573.6      612.0      645.6      667.9      709.2      650.8      652.6
   26      Nontransaction                           4,980.3   5,172.3   5,132.4   5,144.5   5,147.1   5,159.5    5,343.3    5,567.4    5,494.5    5,471.4    5,580.7    5,613.4
   27        Large time                               994.0   1,034.4   1,014.6   1,013.2   1,019.9   1,013.1    1,075.1    1,168.1    1,174.5    1,189.5    1,119.7    1,117.5
   28        Other                                  3,986.3   4,137.9   4,117.9   4,131.3   4,127.2   4,146.4    4,268.2    4,399.4    4,320.0    4,281.8    4,461.0    4,495.9
      
   29    Borrowings                                 1,625.2   1,709.0   1,721.3   1,712.4   1,712.6   1,751.9    1,827.3    2,019.0    2,082.5    2,063.0    2,013.5    2,038.6
   30      From banks in the U.S.                     386.6     408.6     413.3     411.6     399.2     404.3      395.1      398.7      402.4      395.5      375.6      368.9
   31      From others                              1,238.6   1,300.4   1,308.1   1,300.8   1,313.3   1,347.6    1,432.2    1,620.3    1,680.1    1,667.5    1,637.9    1,669.7
      
   32    Net due to related foreign offices           458.5     487.0     532.8     533.8     529.9     507.0      495.2      508.9      475.2      590.6      534.6      544.1
      
   33    Other liabilities                            510.5     572.3     550.1     529.0     533.4     531.8      565.9      628.9      655.5      619.7      627.1      635.7
      
   34    Total Liabilities                          8,178.1   8,566.3   8,529.2   8,505.9   8,511.5   8,523.8    8,843.7    9,369.9    9,375.7    9,453.8    9,406.7    9,484.3
      
   35    Residual (assets less liabilities) 10      1,150.7   1,166.9   1,172.9   1,170.2   1,167.7   1,171.5    1,182.9    1,187.5    1,187.7    1,199.3    1,175.9    1,188.7

   --------------------------------------------------------------------------------------

   H.8 (510); Page 5
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
   Seasonally adjusted, adjusted for mergers, billions of dollars

                         Account                          2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
       
        Assets                                         
       
   1      Bank credit                                     5,023.8   5,317.1   5,310.9   5,284.9   5,288.8   5,295.0   5,426.5   5,753.2   5,826.3   5,795.9   5,701.5   5,719.0
       
   2        Securities in bank credit                     1,335.4   1,444.0   1,427.8   1,428.6   1,433.0   1,428.8   1,499.0   1,667.5   1,733.6   1,710.9   1,660.8   1,676.1
   3          Treasury and Agency securities 2              667.2     642.9     647.9     665.2     663.0     686.7     711.2     785.9     840.9     823.8     817.9     824.6
   3a           Trading account                              70.4      68.5      65.7      66.1      54.0      57.6      73.3     134.9     176.7     160.2     150.2     155.8
   3b           Investment account                          596.7     574.4     582.2     599.1     609.0     629.1     637.9     651.1     664.1     663.7     667.7     668.8
   3b1            Mortgage-backed                           528.1     526.9     534.2     552.2     560.3     576.7     587.6     604.7     617.8     619.0     622.5     622.3
   3b2            Other                                      68.6      47.5      48.0      46.9      48.7      52.3      50.3      46.4      46.3      44.6      45.2      46.6
   4          Other securities                              668.2     801.0     779.9     763.4     770.0     742.1     787.8     881.6     892.7     887.1     842.8     851.5
   4a           Trading account 3                           348.0     439.1     408.2     390.4     400.3     384.0     402.9     445.3     461.8     455.7     435.0     448.9
   4a1            Derivatives with a positive fair          159.3     233.9     210.0     193.5     214.2     215.2     230.2     283.1     314.6     285.8     280.7     309.2
        value 11                                                                                                                                                               
   4a2            Other                                     188.7     205.2     198.2     196.9     186.1     168.9     172.7     162.3     147.2     169.9     154.3     139.8
   4b           Investment account                          320.3     361.9     371.6     373.0     369.7     358.0     384.9     436.2     430.9     431.4     407.8     402.5
   4b1            State and local government                 61.1      55.0      54.6      53.2      53.3      52.7      52.2      52.7      52.7      52.9      52.2      51.9
   4b2            Mortgage-backed                           144.7     178.4     179.3     175.6     163.3     155.1     155.5     163.5     166.0     163.7     157.4     158.3
   4b3            Other                                     114.6     128.5     137.7     144.1     153.2     150.3     177.2     220.0     212.2     214.8     198.2     192.4
       
       
   5        Loans and leases in bank credit 4             3,688.4   3,873.1   3,883.1   3,856.2   3,855.8   3,866.2   3,927.5   4,085.7   4,092.7   4,084.9   4,040.8   4,042.9
   6          Commercial and industrial                     736.9     777.5     780.3     783.2     786.4     780.6     792.6     822.3     827.0     822.9     815.3     822.7
   7          Real estate                                 2,035.2   2,103.5   2,107.1   2,088.2   2,058.6   2,066.2   2,066.9   2,177.4   2,176.1   2,183.3   2,164.7   2,174.4
   8            Revolving home equity                       386.3     413.0     417.3     421.6     427.0     428.6     440.2     474.1     473.7     474.6     474.4     475.3
   9            Other residential                         1,037.4   1,033.9   1,026.1     995.3     979.5     984.3     977.2   1,019.7   1,017.9   1,023.3   1,003.7   1,012.7
   10           Commercial                                  611.5     656.7     663.7     671.3     652.2     653.3     649.5     683.6     684.5     685.4     686.6     686.4
   11         Consumer                                      461.5     484.1     487.3     491.3     498.9     503.4     501.3     517.1     518.0     517.6     516.2     514.9
   12           Credit cards and other revolving plans      132.0     133.1     132.1     131.9     135.3     138.7     143.1     159.2     159.6     159.5     159.7     159.2
   13           Other                                       329.5     351.0     355.2     359.4     363.6     364.6     358.2     357.8     358.4     358.1     356.6     355.7
   14         Security                                      124.3     177.1     177.5     169.0     183.2     193.6     229.8     219.6     231.9     207.8     203.2     196.2
   15           Fed funds and RPs with brokers               98.3     142.3     143.2     143.2     157.3     168.4     189.1     177.7     192.3     164.4     166.4     161.5
   16           Other                                        25.9      34.8      34.3      25.9      25.9      25.1      40.7      41.9      39.6      43.4      36.9      34.7
   17         Other loans and leases                        330.5     330.8     330.8     324.6     328.8     322.4     336.8     349.3     339.9     353.3     341.3     334.7
   17a          Fed funds and RPs with others                45.9      26.8      31.5      24.1      27.4      24.9      22.5      25.3      26.2      29.1      20.1      23.1
   17b          Other loans                                 186.3     203.2     197.4     198.2     202.3     201.7     220.5     231.8     221.4     232.8     229.6     220.0
   17c          Lease financing receivables                  98.3     100.9     101.9     102.2      99.0      95.8      93.8      92.2      92.3      91.5      91.6      91.6
       
   18     Interbank loans                                   210.3     241.3     244.8     259.3     241.5     239.5     257.2     247.9     264.0     224.3     217.7     189.6
   19       Fed funds and RPs with banks                    159.8     188.2     190.6     203.7     194.9     193.2     214.1     207.4     225.1     185.7     182.0     149.0
   20       Other                                            50.5      53.1      54.2      55.6      46.6      46.3      43.0      40.6      38.9      38.6      35.7      40.6
       
   21     Cash assets 7                                     145.3     146.7     146.2     137.3     135.9     138.1     200.3     323.0     304.0     387.5     396.4     449.9
       
   22     Other assets 8                                    643.1     705.7     706.9     713.1     738.9     741.7     753.9     782.5     779.4     774.6     784.9     798.5
       
   23     Total Assets 9                                  5,985.4   6,355.9   6,352.3   6,334.4   6,338.7   6,346.4   6,566.6   7,026.7   7,093.8   7,102.6   7,017.8   7,073.8

   --------------------------------------------------------------------------------------

   H.8 (510); Page 6
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
   Seasonally adjusted, adjusted for mergers, billions of dollars

                        Account                         2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                         Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
       
        Liabilities                                  
       
   24     Deposits                                      3,303.3   3,462.9   3,461.5   3,465.6   3,424.7   3,436.3   3,584.0   3,781.7   3,779.0   3,764.5   3,763.4   3,770.8
   25       Transaction                                   334.6     340.0     326.5     317.7     327.8     317.3     349.8     383.3     390.2     402.5     442.4     413.1
   26       Nontransaction                              2,968.7   3,122.9   3,135.0   3,147.9   3,096.8   3,119.0   3,234.2   3,398.4   3,388.8   3,362.0   3,320.9   3,357.7
   27         Large time                                  583.0     626.4     608.6     607.2     612.6     606.4     662.8     737.2     742.2     758.1     680.6     679.4
   28         Other                                     2,385.6   2,496.5   2,526.4   2,540.7   2,484.2   2,512.7   2,571.4   2,661.2   2,646.7   2,603.9   2,640.4   2,678.3
       
   29     Borrowings                                    1,059.1   1,114.8   1,119.5   1,121.5   1,143.4   1,158.6   1,194.9   1,387.7   1,447.5   1,429.4   1,386.2   1,435.3
   30       From banks in the U.S.                        147.7     155.8     165.2     161.5     163.0     158.2     150.4     152.1     154.4     143.4     127.9     137.2
   31       From others                                   911.4     959.0     954.2     960.0     980.4   1,000.5   1,044.5   1,235.6   1,293.1   1,286.0   1,258.3   1,298.1
       
   32     Net due to related foreign offices              456.4     505.4     523.7     541.5     524.4     506.2     501.7     510.7     475.8     589.1     553.3     551.5
       
   33     Other liabilities                               425.5     492.4     467.5     453.3     457.1     452.5     485.1     541.7     577.2     519.5     525.8     541.1
   33a      Derivatives with a negative fair value 11     125.8     180.1     161.9     145.5     163.9     169.4     179.6     216.5     246.6     211.3     219.8     237.4
   33b      Other                                         299.7     312.3     305.7     307.8     293.2     283.1     305.5     325.2     330.6     308.1     305.9     303.7
       
   34     Total Liabilities                             5,244.4   5,575.5   5,572.2   5,581.9   5,549.6   5,553.7   5,765.7   6,221.7   6,279.6   6,302.4   6,228.6   6,298.7
       
   35     Residual (assets less liabilities) 10           741.0     780.4     780.1     752.5     789.1     792.7     800.9     805.0     814.2     800.2     789.2     775.1
       
        Memoranda                                    
       
   36     Mortgage-backed securities 12                   672.8     705.3     713.6     727.9     723.7     731.9     743.1     768.2     783.8     782.7     779.9     780.5
   37       Pass-thru                                     471.7     461.4     467.0     482.5     487.3     498.5     519.4     544.7     558.0     560.0     564.2     562.9
   38       CMO, REMIC, and other                         201.1     243.8     246.5     245.4     236.4     233.3     223.8     223.5     225.9     222.7     215.7     217.6
       
   39     Net unrealized gains (losses) on           
            available-for-sale securities 13              -12.7     -18.5     -20.4     -21.2     -30.1     -45.4     -49.5     -58.4     -54.0     -61.7     -74.6     -74.6
       
   40     Securitized consumer loans 14                   113.2     110.7     112.1     115.0     113.1     112.9     120.3     135.7     134.8     135.5     135.0     134.8
   41       Credit cards and other revolving plans         75.1      75.2      76.5      79.4      77.9      77.2      81.2      93.5      92.3      93.6      92.7      92.7
   42       Other                                          38.1      35.5      35.6      35.6      35.2      35.7      39.1      42.3      42.5      42.0      42.3      42.1
       
   43     Securitized real estate loans 14              1,202.1   1,204.4   1,204.8   1,216.3   1,249.8   1,276.8   1,300.2   1,357.3   1,354.4   1,352.2   1,352.2   1,350.0

   --------------------------------------------------------------------------------------

   H.8 (510); Page 7
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
   Not seasonally adjusted, adjusted for mergers, billions of dollars

                         Account                          2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
       
        Assets                                         
       
   1      Bank credit                                     5,052.4   5,297.0   5,279.5   5,239.8   5,238.7   5,242.3   5,428.5   5,784.3   5,846.2   5,827.8   5,772.0   5,766.2
       
   2        Securities in bank credit                     1,327.5   1,453.4   1,438.5   1,433.4   1,430.1   1,425.5   1,491.4   1,657.8   1,717.2   1,706.7   1,672.4   1,674.6
   3          Treasury and Agency securities 2              658.5     647.7     655.6     671.6     670.7     691.9     707.0     775.6     823.0     818.6     825.4     820.0
   3a           Trading account                              66.9      70.0      65.5      67.7      54.7      56.1      69.9     129.2     167.6     158.7     158.8     160.5
   3b           Investment account                          591.6     577.7     590.1     603.8     616.0     635.8     637.1     646.3     655.4     660.0     666.7     659.5
   3b1            Mortgage-backed                           521.9     530.4     542.0     556.0     567.5     583.4     586.0     599.4     608.4     614.5     619.5     611.3
   3b2            Other                                      69.7      47.3      48.0      47.8      48.5      52.4      51.1      46.9      46.9      45.4      47.2      48.2
   4          Other securities                              669.1     805.7     782.9     761.9     759.4     733.5     784.4     882.2     894.2     888.0     847.0     854.5
   4a           Trading account 3                           349.4     445.6     411.7     391.6     392.4     377.8     398.6     446.4     465.2     457.8     437.9     451.2
   4a1            Derivatives with a positive fair          156.4     241.5     211.7     195.1     205.3     205.3     224.5     276.1     305.5     283.1     281.0     301.2
        value 11                                                                                                                                                               
   4a2            Other                                     193.0     204.1     199.9     196.5     187.1     172.5     174.1     170.4     159.8     174.7     156.8     150.0
   4b           Investment account                          319.7     360.1     371.2     370.3     367.0     355.8     385.8     435.8     429.0     430.3     409.1     403.4
   4b1            State and local government                 61.1      55.1      54.9      53.1      52.7      52.1      52.2      52.8      52.7      53.0      52.6      52.5
   4b2            Mortgage-backed                           140.7     173.5     174.7     173.2     170.3     162.7     159.9     159.2     159.6     159.2     155.0     154.2
   4b3            Other                                     117.8     131.5     141.6     144.0     144.0     140.9     173.7     223.8     216.6     218.0     201.5     196.7
       
       
   5        Loans and leases in bank credit 4             3,724.9   3,843.6   3,841.0   3,806.4   3,808.6   3,816.8   3,937.2   4,126.6   4,129.0   4,121.2   4,099.6   4,091.7
   6          Commercial and industrial                     741.4     778.8     778.8     777.6     777.5     775.3     791.8     827.7     830.3     826.7     821.6     824.3
   7          Real estate                                 2,067.9   2,078.3   2,069.3   2,048.8   2,039.3   2,035.1   2,067.0   2,216.3   2,214.3   2,216.3   2,218.1   2,223.2
   8            Revolving home equity                       389.5     409.1     413.7     418.3     424.3     427.6     440.1     478.2     479.0     479.3     479.7     480.3
   9            Other residential                         1,055.0   1,024.1   1,005.2     977.8     963.3     955.9     968.9   1,039.6   1,035.7   1,036.5   1,038.9   1,044.0
   10           Commercial                                  623.4     645.1     650.5     652.7     651.7     651.5     658.0     698.4     699.5     700.5     699.5     698.8
   11         Consumer                                      460.5     484.6     486.5     487.7     491.9     497.8     503.6     515.4     517.9     517.8     514.7     514.9
   12           Credit cards and other revolving plans      129.7     132.1     131.1     131.2     134.5     137.9     142.5     155.9     157.6     157.7     156.0     156.8
   13           Other                                       330.8     352.6     355.4     356.5     357.4     359.9     361.1     359.5     360.3     360.1     358.7     358.1
   14         Security                                      122.5     177.0     180.5     170.7     173.6     185.7     229.0     215.6     227.2     200.3     201.2     197.5
   15           Fed funds and RPs with brokers               97.5     141.3     145.5     144.7     148.4     161.3     189.2     175.0     188.8     158.7     164.8     162.1
   16           Other                                        25.0      35.7      35.0      25.9      25.2      24.4      39.9      40.6      38.4      41.6      36.4      35.4
   17         Other loans and leases                        332.6     324.8     325.7     321.6     326.3     322.9     345.8     351.6     339.2     360.1     344.0     331.8
   17a          Fed funds and RPs with others                49.4      24.3      28.1      23.7      25.2      26.1      26.3      27.4      27.2      30.8      21.5      21.1
   17b          Other loans                                 183.3     200.8     197.6     197.8     202.0     200.9     224.3     230.4     218.4     236.4     229.5     217.8
   17c          Lease financing receivables                  99.8      99.7     100.1     100.1      99.1      96.0      95.2      93.8      93.6      92.9      93.1      92.9
       
   18     Interbank loans                                   212.1     245.6     239.5     249.1     235.5     237.8     259.8     249.3     257.4     236.1     215.0     191.7
   19       Fed funds and RPs with banks                    160.7     192.5     187.0     195.1     189.8     192.0     217.2     208.1     218.0     197.6     177.3     149.6
   20       Other                                            51.4      53.0      52.5      54.0      45.7      45.7      42.6      41.2      39.4      38.6      37.7      42.0
       
   21     Cash assets 7                                     144.7     147.9     143.7     133.7     131.6     127.3     197.1     321.3     271.2     395.6     385.8     464.8
       
   22     Other assets 8                                    653.1     705.0     701.2     702.9     733.9     735.3     761.7     794.2     780.9     783.9     790.2     808.0
       
   23     Total Assets 9                                  6,025.1   6,340.3   6,307.5   6,265.6   6,272.9   6,274.6   6,575.5   7,069.3   7,076.0   7,164.1   7,080.3   7,147.9

   --------------------------------------------------------------------------------------

   H.8 (510); Page 8
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
   Not seasonally adjusted, adjusted for mergers, billions of dollars

                        Account                         2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                         Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
       
        Liabilities                                  
       
   24     Deposits                                      3,325.7   3,470.4   3,405.6   3,397.8   3,394.1   3,380.4   3,583.0   3,816.9   3,773.2   3,790.0   3,812.7   3,831.3
   25       Transaction                                   327.3     347.3     323.2     315.6     317.2     306.4     345.5     375.8     395.2     421.1     392.2     392.5
   26       Nontransaction                              2,998.4   3,123.1   3,082.4   3,082.3   3,076.9   3,073.9   3,237.5   3,441.1   3,378.0   3,369.0   3,420.6   3,438.9
   27         Large time                                  589.1     620.9     600.7     597.4     603.2     595.6     656.6     746.2     752.2     766.1     694.9     690.1
   28         Other                                     2,409.2   2,502.2   2,481.7   2,484.9   2,473.7   2,478.3   2,580.9   2,694.9   2,625.8   2,602.8   2,725.6   2,748.7
       
   29     Borrowings                                    1,072.5   1,124.5   1,128.2   1,118.5   1,124.7   1,161.7   1,231.0   1,407.1   1,462.8   1,445.2   1,408.5   1,435.4
   30       From banks in the U.S.                        147.0     161.7     166.1     159.1     155.4     155.9     150.6     151.0     150.6     142.5     129.7     139.0
   31       From others                                   925.4     962.8     962.0     959.4     969.3   1,005.8   1,080.5   1,256.2   1,312.2   1,302.7   1,278.7   1,296.4
       
   32     Net due to related foreign offices              454.7     482.4     528.2     529.8     524.8     504.1     492.3     507.3     474.2     588.7     531.9     540.1
       
   33     Other liabilities                               431.3     493.3     469.7     448.4     454.0     452.1     484.6     548.2     575.2     539.3     546.6     554.9
   33a      Derivatives with a negative fair value 11     124.9     185.8     164.1     149.0     159.2     160.9     176.4     213.2     241.5     209.8     221.8     229.7
   33b      Other                                         306.4     307.5     305.6     299.4     294.7     291.2     308.3     334.9     333.7     329.5     324.8     325.2
       
   34     Total Liabilities                             5,284.1   5,570.6   5,531.7   5,494.5   5,497.5   5,498.3   5,790.9   6,279.4   6,285.4   6,363.2   6,299.7   6,361.7
       
   35     Residual (assets less liabilities) 10           741.0     769.7     775.7     771.1     775.4     776.3     784.6     789.9     790.6     801.0     780.6     786.2
       
        Memoranda                                    
       
   36     Mortgage-backed securities 12                   662.6     704.0     716.7     729.3     737.7     746.1     745.9     758.6     768.0     773.8     774.5     765.5
   37       Pass-thru                                     460.0     465.2     477.1     490.3     501.6     515.6     519.1     533.2     542.4     548.6     553.7     545.2
   38       CMO, REMIC, and other                         202.6     238.8     239.6     239.0     236.1     230.5     226.8     225.4     225.7     225.2     220.8     220.3
       
   39     Net unrealized gains (losses) on           
            available-for-sale securities 13              -10.4     -20.2     -21.3     -29.2     -35.6     -46.2     -46.6     -56.1     -52.0     -59.6     -72.5     -72.3
       
   40     Securitized consumer loans 14                   111.0     110.9     112.5     115.6     115.1     114.2     120.9     133.3     132.0     132.3     131.7     131.6
   41       Credit cards and other revolving plans         73.5      75.9      78.3      81.1      80.2      79.9      82.6      91.7      90.3      91.0      90.5      90.5
   42       Other                                          37.5      35.0      34.2      34.5      35.0      34.3      38.3      41.6      41.7      41.3      41.2      41.1
       
   43     Securitized real estate loans 14              1,182.5   1,214.5   1,218.3   1,220.3   1,233.3   1,245.3   1,268.0   1,335.6   1,335.4   1,336.4   1,339.3   1,339.4

   --------------------------------------------------------------------------------------

   H.8 (510); Page 9
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
   Seasonally adjusted, adjusted for mergers, billions of dollars

                        Account                         2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                         Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
      
       Assets                                        
      
   1     Bank credit                                    2,908.1   2,957.9   2,957.1   2,968.1   2,987.4   2,996.0   3,030.4   3,054.4   3,059.5   3,058.1   3,048.2   3,052.3
      
   2       Securities in bank credit                      610.7     588.4     586.5     586.0     593.2     587.8     583.3     578.6     580.4     580.2     576.6     579.7
   3         Treasury and Agency securities 2             378.3     358.0     356.2     356.0     357.8     355.5     360.9     367.1     367.9     368.5     367.7     368.7
   4         Other securities 3                           232.4     230.4     230.3     230.0     235.4     232.3     222.4     211.5     212.5     211.8     208.9     211.0
      
   5       Loans and leases in bank credit 4            2,297.3   2,369.6   2,370.6   2,382.1   2,394.1   2,408.2   2,447.1   2,475.8   2,479.1   2,477.9   2,471.5   2,472.6
   6         Commercial and industrial                    388.0     404.5     405.2     406.8     407.7     410.7     417.0     426.9     427.5     428.4     428.8     429.7
   7         Real estate                                1,469.9   1,509.5   1,509.3   1,517.9   1,525.5   1,535.5   1,556.6   1,573.1   1,574.0   1,574.1   1,572.2   1,572.7
   8           Revolving home equity                       89.3      93.8      94.8      96.8      96.6      97.6     100.2     103.7     104.3     104.0     104.0     103.4
   9           Other residential                          455.1     459.9     454.9     454.4     456.3     461.2     468.5     476.1     475.6     476.0     475.7     475.6
   10          Commercial                                 925.6     955.8     959.6     966.7     972.6     976.7     987.9     993.3     994.1     994.1     992.6     993.7
   11        Consumer                                     326.9     339.2     339.8     340.4     340.4     341.7     350.7     352.3     352.6     353.9     351.6     353.3
   12          Credit cards and other revolving plans     203.5     213.2     213.8     214.6     214.7     218.2     220.1     220.4     220.9     222.3     220.2     221.9
   13          Other                                      123.5     126.1     126.0     125.8     125.7     123.4     130.5     131.9     131.7     131.6     131.4     131.3
   17        Other loans and leases 6                     112.5     116.4     116.4     117.0     120.5     120.3     122.8     123.5     125.0     121.4     118.9     117.0
      
   18    Interbank loans                                  119.4     127.8     126.8     125.3     130.5     128.7     136.5     132.6     136.8     129.2     118.9     107.0
   19      Fed funds and RPs with banks 6                  96.4     105.1     104.6     103.2     107.3     104.6     110.4     101.8     106.3      96.1      85.1      78.1
   20      Other                                           23.0      22.7      22.1      22.1      23.2      24.1      26.1      30.8      30.5      33.1      33.8      28.9
      
   21    Cash assets 7                                     92.5     104.5     102.2     103.1     104.6     106.6     107.4     123.6     127.6     128.1     145.3     142.4
      
   22    Other assets 8                                   244.8     230.3     231.9     234.5     231.8     233.9     241.6     247.8     247.9     244.7     249.8     275.2
      
   23    Total Assets 9                                 3,330.7   3,380.2   3,377.5   3,390.3   3,413.2   3,423.9   3,474.0   3,515.9   3,529.2   3,517.4   3,519.4   3,533.9
      
       Liabilities                                   
      
   24    Deposits                                       2,273.1   2,313.3   2,312.7   2,319.3   2,338.6   2,350.3   2,385.7   2,412.7   2,423.3   2,414.7   2,417.2   2,435.9
   25      Transaction                                    280.0     275.6     269.9     269.2     276.0     266.4     271.3     273.8     274.2     275.7     270.3     268.0
   26      Nontransaction                               1,993.1   2,037.7   2,042.9   2,050.1   2,062.6   2,083.9   2,114.4   2,138.9   2,149.1   2,139.0   2,146.9   2,167.9
   27        Large time                                   406.4     413.2     412.9     415.2     418.6     417.6     419.7     423.2     424.0     424.4     424.0     427.2
   28        Other                                      1,586.7   1,624.5   1,629.9   1,634.9   1,644.0   1,666.3   1,694.7   1,715.8   1,725.2   1,714.6   1,722.9   1,740.7
      
   29    Borrowings                                       554.8     590.7     592.1     592.3     591.8     594.7     596.4     612.5     618.3     614.4     608.8     603.8
   30      From banks in the U.S.                         241.2     247.2     246.8     252.2     243.7     251.3     244.1     248.2     251.1     250.9     248.2     229.5
   31      From others                                    313.6     343.4     345.3     340.1     348.1     343.5     352.3     364.3     367.2     363.5     360.6     374.3
      
   32    Net due to related foreign offices                 4.3       4.6       4.0       4.6       5.3       3.7       4.6       2.1       1.3       2.1       3.5       4.2
      
   33    Other liabilities                                 79.2      78.7      80.1      80.9      80.3      80.3      81.9      80.8      80.7      80.4      81.3      80.7
      
   34    Total Liabilities                              2,911.6   2,987.3   2,988.9   2,997.2   3,015.9   3,029.1   3,068.6   3,108.0   3,123.6   3,111.6   3,110.8   3,124.6
      
   35    Residual (assets less liabilities) 10            419.1     392.9     388.6     393.1     397.2     394.9     405.4     407.9     405.6     405.8     408.6     409.4
      
       Memoranda                                     
      
   36    Mortgage-backed securities 12                    250.7     252.0     249.4     249.5     272.6     270.4     279.8     276.5     276.6     275.0     272.2     272.4
      
   40    Securitized consumer loans 14                    283.3     297.7     300.1     299.3     299.8     296.4     294.1     291.1     291.3     293.3     289.9     286.7
      
   43    Securitized real estate loans 14                  37.0      36.5      35.8      28.6      28.2      32.6      35.5      35.2      35.1      35.2      34.9      34.9

   --------------------------------------------------------------------------------------

   H.8 (510); Page 10
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
   Not seasonally adjusted, adjusted for mergers, billions of dollars

                        Account                         2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                         Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
      
       Assets                                        
      
   1     Bank credit                                    2,885.9   2,964.9   2,976.0   2,987.3   2,986.3   2,995.9   3,014.8   3,032.6   3,038.0   3,039.3   3,035.8   3,042.6
      
   2       Securities in bank credit                      604.5     597.5     597.8     593.1     586.2     581.2     574.7     572.9     575.4     575.0     573.7     576.5
   3         Treasury and Agency securities 2             373.2     363.0     362.3     361.0     356.2     354.4     356.7     362.3     363.3     364.4     364.6     365.3
   4         Other securities 3                           231.3     234.5     235.5     232.1     230.0     226.8     218.0     210.6     212.1     210.7     209.1     211.2
      
   5       Loans and leases in bank credit 4            2,281.4   2,367.4   2,378.3   2,394.1   2,400.0   2,414.8   2,440.2   2,459.7   2,462.7   2,464.3   2,462.1   2,466.1
   6         Commercial and industrial                    384.3     407.0     408.2     409.9     409.5     410.6     415.3     423.2     423.9     425.0     425.6     425.4
   7         Real estate                                1,462.3   1,510.0   1,517.4   1,526.2   1,529.5   1,537.9   1,551.1   1,564.6   1,566.0   1,567.7   1,567.4   1,570.3
   8           Revolving home equity                       88.3      93.4      94.7      96.1      97.4      98.4     100.5     102.5     102.6     103.1     103.3     103.5
   9           Other residential                          450.7     457.3     459.3     461.0     459.3     462.6     465.1     471.4     471.6     472.4     472.3     473.9
   10          Commercial                                 923.4     959.4     963.4     969.1     972.8     976.9     985.5     990.7     991.8     992.3     991.8     992.9
   11        Consumer                                     323.1     333.6     336.3     339.2     341.0     345.9     350.3     349.1     349.3     351.2     350.3     353.2
   12          Credit cards and other revolving plans     201.7     207.6     209.6     211.6     213.0     217.5     220.1     219.7     220.2     222.4     222.0     224.9
   13          Other                                      121.4     126.0     126.6     127.6     128.0     128.4     130.2     129.4     129.2     128.8     128.2     128.3
   17        Other loans and leases 6                     111.6     116.9     116.3     118.9     120.0     120.4     123.5     122.7     123.5     120.4     118.8     117.2
      
   18    Interbank loans                                  116.8     133.0     122.2     121.5     122.4     124.7     130.7     128.8     131.3     122.8     119.3     109.5
   19      Fed funds and RPs with banks 6                  96.3     108.6      99.1      99.9     100.6     102.3     108.0     101.1     101.5      94.0      89.5      82.1
   20      Other                                           20.5      24.4      23.1      21.6      21.8      22.4      22.8      27.8      29.8      28.9      29.8      27.4
      
   21    Cash assets 7                                     91.3     103.7     103.6     103.7     104.5     104.5     106.3     121.8     119.1     127.1     142.9     143.1
      
   22    Other assets 8                                   243.5     231.9     233.6     238.8     234.1     236.8     241.1     247.0     241.3     242.3     246.9     272.5
      
   23    Total Assets 9                                 3,303.7   3,392.9   3,394.7   3,410.5   3,406.3   3,420.6   3,451.2   3,488.0   3,487.3   3,489.0   3,502.3   3,525.1
      
       Liabilities                                   
      
   24    Deposits                                       2,258.2   2,327.5   2,319.4   2,332.7   2,341.7   2,352.7   2,372.3   2,396.2   2,389.2   2,390.5   2,418.7   2,434.6
   25      Transaction                                    276.3     278.3     269.3     270.5     271.4     267.2     266.6     269.8     272.7     288.1     258.6     260.1
   26      Nontransaction                               1,981.9   2,049.2   2,050.0   2,062.2   2,070.2   2,085.5   2,105.7   2,126.4   2,116.5   2,102.4   2,160.1   2,174.5
   27        Large time                                   404.9     413.6     413.9     415.8     416.8     417.4     418.5     421.9     422.3     423.4     424.8     427.4
   28        Other                                      1,577.0   1,635.7   1,636.2   1,646.5   1,653.5   1,668.1   1,687.3   1,704.5   1,694.2   1,679.0   1,735.3   1,747.1
      
   29    Borrowings                                       552.7     584.5     593.2     594.0     587.9     590.2     596.3     611.8     619.7     617.8     605.0     603.2
   30      From banks in the U.S.                         239.5     246.9     247.1     252.5     243.8     248.4     244.6     247.7     251.8     253.1     245.9     229.9
   31      From others                                    313.2     337.6     346.0     341.4     344.1     341.8     351.8     364.1     367.9     364.8     359.1     373.3
      
   32    Net due to related foreign offices                 3.8       4.7       4.6       4.1       5.1       2.9       2.9       1.7       1.0       1.9       2.7       4.0
      
   33    Other liabilities                                 79.3      79.0      80.3      80.6      79.4      79.7      81.3      80.8      80.3      80.4      80.5      80.8
      
   34    Total Liabilities                              2,894.0   2,995.7   2,997.5   3,011.4   3,014.0   3,025.4   3,052.8   3,090.4   3,090.2   3,090.7   3,106.9   3,122.7
      
   35    Residual (assets less liabilities) 10            409.7     397.2     397.2     399.1     392.3     395.2     398.4     397.6     397.1     398.4     395.4     402.5
      
       Memoranda                                     
      
   36    Mortgage-backed securities 12                    242.6     262.8     265.7     265.0     262.8     262.6     265.7     266.4     266.8     266.5     265.4     265.8
      
   40    Securitized consumer loans 14                    285.0     296.0     296.5     296.9     296.4     295.5     294.3     293.2     292.6     292.8     290.6     287.9
      
   43    Securitized real estate loans 14                  36.9      36.5      35.4      28.0      27.5      31.8      35.1      35.2      35.2      35.2      35.2      35.2

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   H.8 (510); Page 11
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Foreign-Related Institutions in the United States 1
   Seasonally adjusted, billions of dollars

                         Account                          2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
       
        Assets                                         
       
   1      Bank credit                                     1,125.3   1,133.8   1,134.5   1,121.1   1,122.1   1,123.5   1,118.0   1,152.8   1,189.0   1,157.7   1,120.5   1,141.5
       
   2        Securities in bank credit                       458.3     478.7     466.8     456.7     464.7     461.2     451.4     471.7     488.4     476.3     458.4     475.5
   3          Treasury and Agency securities 2               93.4      92.9      91.8      91.6      93.7      86.8      83.0      75.6      75.2      87.0      86.3      87.0
   3a           Trading account                              28.8      28.1      29.4      28.3      30.1      28.3      27.5      27.3      27.9      31.5      31.4      31.3
   3b           Investment account                           64.7      64.8      62.5      63.2      63.6      58.4      55.4      48.3      47.3      55.5      54.9      55.7
   4          Other securities                              364.9     385.9     375.0     365.1     370.9     374.4     368.4     396.1     413.2     389.3     372.1     388.5
   4a           Trading account 3                           218.0     240.3     227.9     217.4     217.2     225.6     221.6     234.0     248.4     229.5     219.7     240.1
   4a1            Derivatives with a positive fair           73.7     112.3     101.8      99.1     100.3     103.0     104.6     131.4     148.6     133.2     125.5     144.3
        value 11                                                                                                                                                               
   4a2            Other                                     144.3     127.9     126.1     118.3     116.9     122.6     117.0     102.6      99.8      96.3      94.3      95.8
   4b           Investment account                          146.9     145.6     147.1     147.7     153.7     148.8     146.7     162.1     164.8     159.8     152.3     148.4
       
   5        Loans and leases in bank credit 4               667.0     655.1     667.7     664.4     657.4     662.4     666.7     681.0     700.6     681.4     662.1     666.0
   6          Commercial and industrial                     265.2     307.6     310.4     313.1     315.7     318.2     327.5     352.6     357.2     354.3     354.5     355.5
   10         Commercial real estate                         34.9      41.2      40.7      42.1      42.8      44.1      43.0      41.0      41.5      40.7      38.8      39.0
   14         Security                                      138.5      94.9     103.8     100.4     100.3     100.7      89.7      72.0      77.8      70.7      60.1      58.1
   15           Fed funds and RPs with brokers 6            112.9      74.9      85.6      83.1      81.3      81.7      74.2      57.9      63.7      56.6      46.9      46.4
   16           Other                                        25.6      20.1      18.2      17.3      19.0      19.0      15.5      14.1      14.1      14.1      13.2      11.8
   17         Other loans and leases                        228.4     211.4     212.8     208.9     198.7     199.3     206.5     215.4     224.1     215.8     208.6     213.3
   17a          Fed funds and RPs with others 6              51.7      37.1      36.4      33.0      27.9      30.9      31.2      31.7      37.4      30.9      29.3      34.7
   17b          Other                                       176.7     174.2     176.4     175.9     170.7     168.4     175.3     183.7     186.7     184.9     179.3     178.5
       
   18     Interbank loans                                    79.2      74.6      75.6      69.0      66.3      66.6      68.8      60.9      64.1      48.9      43.6      43.7
   19       Fed funds and RPs with banks                     73.7      68.1      69.6      63.1      60.6      60.3      63.3      54.1      56.9      39.1      37.3      38.1
   20       Other                                             5.5       6.5       6.0       5.9       5.7       6.3       5.4       6.8       7.2       9.8       6.3       5.6
       
   21     Cash assets 7                                      58.8      58.7      58.1      59.6      56.1      53.2      60.8     130.3     110.2     173.0     243.3     256.3
       
   22     Other assets 8                                     46.8      63.2      49.3      56.3      48.5      43.0      46.7      60.9      68.7      66.4      60.0      52.6
       
   23     Total Assets 9                                  1,310.2   1,330.3   1,317.5   1,305.9   1,292.9   1,286.3   1,294.2   1,404.9   1,431.9   1,446.0   1,467.3   1,494.0
       
        Liabilities                                    
       
   24     Deposits                                          987.4   1,071.6   1,112.8   1,124.6   1,120.9   1,127.6   1,102.9     932.9     931.3     903.2     906.1     867.3
   25       Transaction                                      13.2      16.3      17.0      16.8      17.2      16.5      19.1      22.3      23.3      21.4      18.5      18.3
   26       Nontransaction                                  974.2   1,055.3   1,095.8   1,107.9   1,103.7   1,111.0   1,083.8     910.6     907.9     881.8     887.6     849.0
   27         Large time                                    972.2   1,050.8   1,091.4   1,103.5   1,100.5   1,106.5   1,078.8     905.2     902.4     876.5     881.7     843.2
       
   29     Borrowings                                        585.8     594.1     607.4     602.9     605.1     603.6     607.0     618.8     645.1     607.1     592.7     613.9
   30       From banks in the U.S.                           64.6      70.7      71.9      69.7      72.9      67.4      84.0      57.9      58.0      40.5      35.8      39.2
   31       From others                                     521.2     523.5     535.5     533.2     532.2     536.2     523.0     561.0     587.1     566.5     556.9     574.6
       
   32     Net due to related foreign offices               -387.0    -492.6    -551.2    -564.6    -576.7    -602.0    -568.1    -332.2    -349.3    -262.1    -218.2    -167.7
       
   33     Other liabilities                                 123.4     156.0     145.8     140.3     137.2     140.5     148.1     183.4     199.1     196.2     180.7     180.8
   33a      Derivatives with a negative fair value 11        78.8     107.0      99.5      95.9      96.9     102.5     103.6     124.7     140.8     126.6     119.8     134.6
   33b      Other                                            44.7      49.0      46.3      44.3      40.3      38.0      44.5      58.8      58.4      69.5      60.9      46.2
       
   34     Total Liabilities                               1,309.6   1,329.2   1,314.7   1,303.1   1,286.5   1,269.6   1,289.9   1,403.1   1,426.1   1,444.4   1,461.3   1,494.3
       
   35     Residual (assets less liabilities) 10               0.5       1.1       2.7       2.8       6.5      16.7       4.3       1.8       5.8       1.6       6.0      -0.3

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   H.8 (510); Page 12
   For use at 4:15 p.m. Eastern Time; November 21, 2008
   Assets and Liabilities of Foreign-Related Institutions in the United States 1
   Not seasonally adjusted, billions of dollars

                         Account                          2007      2008      2008      2008      2008      2008      2008      2008                  Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct     Oct 22    Oct 29     Nov 5    Nov 12  
       
        Assets                                         
       
   1      Bank credit                                     1,123.1   1,137.9   1,129.5   1,113.3   1,103.3   1,109.9   1,109.9   1,150.7   1,183.3   1,159.4   1,127.2   1,142.5
       
   2        Securities in bank credit                       457.0     481.9     470.0     457.9     456.6     455.5     446.9     469.8     484.0     473.5     465.0     479.3
   3          Treasury and Agency securities 2               94.4      92.1      92.2      90.9      92.0      87.8      83.8      76.2      75.3      86.9      86.5      87.3
   3a           Trading account                              28.6      28.4      30.1      28.7      29.3      29.0      28.1      27.2      27.4      30.7      30.5      30.0
   3b           Investment account                           65.8      63.7      62.1      62.2      62.6      58.8      55.6      49.1      48.0      56.2      56.1      57.3
   4          Other securities                              362.6     389.8     377.8     367.0     364.6     367.7     363.1     393.6     408.7     386.6     378.4     392.0
   4a           Trading account 3                           217.5     245.0     235.0     220.9     216.0     223.7     218.4     233.0     247.3     229.1     224.7     241.8
   4a1            Derivatives with a positive fair           73.4     114.4     106.8      99.3      98.5     103.0     103.2     129.9     146.9     132.2     128.2     142.3
        value 11                                                                                                                                                               
   4a2            Other                                     144.1     130.6     128.2     121.6     117.4     120.8     115.2     103.1     100.4      96.9      96.5      99.4
   4b           Investment account                          145.1     144.9     142.8     146.1     148.7     144.0     144.7     160.6     161.4     157.5     153.7     150.2
       
   5        Loans and leases in bank credit 4               666.2     656.0     659.5     655.3     646.7     654.4     663.0     680.9     699.3     685.9     662.3     663.3
   6          Commercial and industrial                     264.0     306.3     307.0     309.7     311.7     316.4     327.5     351.4     355.8     354.8     353.4     353.1
   10         Commercial real estate                         35.9      42.0      41.1      41.7      42.2      42.4      42.8      42.1      42.2      41.8      40.0      39.9
   14         Security                                      138.6      95.7     102.4      99.1      97.0      98.0      86.8      72.0      79.6      71.3      61.0      60.0
   15           Fed funds and RPs with brokers 6            113.3      75.4      86.5      83.9      80.0      79.7      72.1      58.0      65.3      57.4      47.4      47.5
   16           Other                                        25.3      20.3      15.9      15.2      17.0      18.4      14.7      14.0      14.3      13.9      13.5      12.4
   17         Other loans and leases                        227.7     212.0     209.0     204.9     195.8     197.6     205.9     215.4     221.6     218.0     207.9     210.3
   17a          Fed funds and RPs with others 6              53.9      36.5      34.0      30.8      25.9      28.4      30.3      33.2      38.3      34.1      31.4      35.4
   17b          Other                                       173.8     175.4     175.0     174.1     169.9     169.2     175.6     182.3     183.3     183.9     176.4     174.9
       
   18     Interbank loans                                    81.9      71.0      72.9      65.7      64.8      65.0      70.0      62.7      65.3      50.5      45.8      45.5
   19       Fed funds and RPs with banks                     76.4      64.8      67.2      60.3      59.4      59.0      64.7      55.9      57.8      41.3      39.3      39.3
   20       Other                                             5.5       6.2       5.7       5.3       5.3       6.0       5.3       6.8       7.5       9.2       6.5       6.2
       
   21     Cash assets 7                                      59.4      57.2      56.8      58.8      56.3      54.0      62.7     132.4     111.5     178.2     247.9     265.3
       
   22     Other assets 8                                     45.7      62.1      50.4      57.4      48.2      43.0      48.1      59.3      64.3      65.5      57.7      51.9
       
   23     Total Assets 9                                  1,310.1   1,328.1   1,309.5   1,295.1   1,272.5   1,271.8   1,290.6   1,405.1   1,424.3   1,453.5   1,478.6   1,505.1
       
        Liabilities                                    
       
   24     Deposits                                          986.2   1,095.4   1,137.0   1,133.9   1,095.2   1,111.1   1,097.0     934.2     929.9     907.5     906.1     875.2
   25       Transaction                                      12.8      16.8      16.8      16.5      16.8      16.3      19.0      21.8      22.5      21.6      17.7      17.9
   26       Nontransaction                                  973.4   1,078.6   1,120.1   1,117.3   1,078.4   1,094.7   1,078.0     912.4     907.3     885.9     888.3     857.3
   27         Large time                                    971.9   1,074.3   1,115.8   1,112.9   1,073.9   1,090.1   1,073.2     907.3     902.1     880.8     882.8     851.9
       
   29     Borrowings                                        566.6     597.4     617.3     605.6     594.3     591.0     586.5     597.7     610.4     598.8     589.0     606.4
   30       From banks in the U.S.                           61.9      70.6      67.8      67.6      68.1      65.4      82.7      55.3      50.3      42.2      35.2      38.9
   31       From others                                     504.7     526.8     549.5     538.0     526.3     525.6     503.8     542.4     560.1     556.7     553.8     567.5
       
   32     Net due to related foreign offices               -367.7    -524.5    -597.3    -586.1    -553.2    -573.3    -543.2    -313.3    -318.6    -253.3    -203.9    -160.7
       
   33     Other liabilities                                 123.5     156.6     149.2     138.3     132.7     139.6     146.8     182.9     198.8     197.5     184.6     181.2
   33a      Derivatives with a negative fair value 11        79.9     108.3     103.3      95.8      94.5     101.8     102.3     125.5     141.3     127.9     124.8     135.0
   33b      Other                                            43.6      48.4      46.0      42.5      38.2      37.8      44.6      57.4      57.4      69.6      59.8      46.2
       
   34     Total Liabilities                               1,308.6   1,324.9   1,306.2   1,291.6   1,269.2   1,268.4   1,287.2   1,401.5   1,420.5   1,450.5   1,475.7   1,502.2
       
   35     Residual (assets less liabilities) 10               1.5       3.2       3.3       3.4       3.4       3.4       3.4       3.6       3.8       3.0       2.8       2.9

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  Footnotes

   1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
   condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act
   and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values.
   Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples
   and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically
   chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past
   levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that
   contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a
   ratio procedure is used to adjust past levels.

   2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

   3. Includes other trading assets.

   4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the
   United States, all of which are included in line 18.

   5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and
   leases (line 17) on pages 9 and 10.

   6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line
   19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with
   brokers and others, distributed as 80 percent with brokers (line 15) and 20 percent with others (line 17).

   7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

   8. Excludes the due-from position with related foreign offices, which is included in line 32.

   9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve.

   10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any
   differences in the seasonal patterns estimated for total assets and total liabilities.

   11. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
   Interpretation 39.

   12. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.

   13. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an
   estimate of tax effects, omitted from the reported data.

   14. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit
   enhancements.

   ------------------------------------------------------------

   Current and historical H.8 data are available on the Federal Reserve Board"s web site (www.federalreserve.gov). For information about individual copies or subscriptions,
   contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA
   at 1-800-782-8872 or 202-482-1986.

   --------------------------------------------------------
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